Terms of Service

Agreement to Terms

By accessing or using the Platinum Health Solutions website and services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

Description of Services

Platinum Health Solutions is an independent insurance agency that provides guidance and assistance in finding health insurance coverage. We work with multiple insurance carriers to help you compare options and enroll in plans that may fit your needs.

Our services are provided at no direct cost to you. We are compensated by insurance carriers when you enroll in a plan through us.

No Guarantee of Coverage

We do not guarantee that you will be approved for any particular insurance plan. All coverage is subject to the insurance carrier's underwriting guidelines, eligibility requirements, and approval processes. Plan availability, benefits, and premiums vary by location and individual circumstances.

Not Legal, Tax, or Medical Advice

The information we provide is for general guidance purposes only and does not constitute legal, tax, financial, or medical advice. You should consult with qualified professionals regarding your specific situation. We are not attorneys, accountants, or healthcare providers.

Accuracy of Information

You agree to provide accurate and complete information when using our services. Providing false or misleading information may result in denial of coverage or cancellation of policies.

Communications Consent

By providing your contact information and checking the consent box on our forms, you agree to receive communications from us via phone, email, and text message regarding your insurance inquiry. Message and data rates may apply. You may opt out at any time by texting STOP or contacting us directly.

Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of Platinum Health Solutions or its content suppliers and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

Limitation of Liability

To the fullest extent permitted by law, Platinum Health Solutions shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services. Our total liability shall not exceed the amount you paid us directly, if any.

Indemnification

You agree to indemnify and hold harmless Platinum Health Solutions and its officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of our services or violation of these terms.

Changes to Terms

We reserve the right to modify these Terms of Service at any time. We will notify you of any changes by posting the updated terms on this page. Your continued use of our services after changes are posted constitutes your acceptance of the revised terms.

Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions.

Contact Us

If you have questions about these Terms of Service, please contact us: